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July 2018 Archives

Federal student loan bill may interest Coloradans

While a college degree is a valuable asset, obtaining that degree is not usually cheap. Many college students need to take out loans to finance their education. Unfortunately, the costs of a college education have risen significantly in recent years and obtaining a high-paying job upon graduation is not always possible. Therefore, our nation is facing a student debt crisis in which many debtors in Colorado and across the United States are unable to pay back their student loans.

Property division in Colorado may be more complex than you think

Some people in Colorado may think that property division in a divorce is simple -- each party simply walks away with half of their shared assets. However, the reality of property division is much more complex. First of all, Colorado is an equitable division state. This means that the court will divide property based on what it deems to be fair, and this may not mean an even 50/50 split.

Prenups can be useful for couples of any age

First comes love, then comes ... the prenup? Actually, for millennial couples in Colorado and nationwide getting ready to walk down the aisle, premarital agreements (also known as prenuptial agreements) are becoming less taboo. Premarital agreements outline how the soon-to-be spouses will divide their assets if their marriage doesn't last. Premarital agreements can also address child custody issues, inheritance issues and spousal maintenance (alimony) issues.

Does federal law apply to non-court foreclosure proceedings?

When a person in Colorado is facing the possibility of foreclosure, their lender may first try to collect on the debt in a variety of ways. However, debt collectors cannot try to collect on the debt by any means possible. Under the Fair Debt Collection Practices Act, debt collectors are limited in what measures they can take to try to collect on the debt. However, one question that is currently the subject of an on-going lawsuit is whether the Act protects debtors in non-court foreclosure proceedings.

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