Financial stress can devastate you, especially if you're considering bankruptcy. For example, the National Library of Medicine detailed how economic difficulties correlate to increased depression and anxiety. Instead of managing a bankruptcy on your own and...

Although bankruptcy may seem like a shameful and humiliating process to go through, it means you get to start over. You have a clean slate to work with. Depending on the type of bankruptcy, you may have seven to 10 years before it leaves your credit. In the meantime,...

If you have thought about filing for bankruptcy, you are not alone. Many people throughout the U.S. take advantage of this legal process every year and use it to achieve a fresh financial start. According to the U.S. Courts, 544,463 bankruptcy filings occurred in 2020...

You might assume that Chapter 7 bankruptcy is better than Chapter 13 because it allows you to eliminate debt without having to pay anything back directly. You have debts completely discharged and may only have to give up a few assets. Chapter 13 can be better than...

Once your debt gets to a point where you can't manage it anymore, bankruptcy can be the best solution because it doesn't just give you temporary relief. Instead, it offers a potential discharge of your unsecured debt, which means a financial clean slate. You can...

The goal when you file for Chapter 7 bankruptcy is to have the court discharge your debts. When a discharge happens, it means the court approves your case and your debts are no longer your obligation to pay under the law. Not every Chapter 7 will end in a discharge,...

When you are having trouble paying your bills and managing your debt in Colorado, it is a good idea to look over your finances and see what is wrong. For many people, it is a car loan that is causing them issues. That is because, according to Edmunds, about one-third...

It may be tempting to put off filing bankruptcy in Colorado. You may want to try everything possible to delay the inevitable. This often leads to spending money you should not spend to try to rectify the situation. Some people resort to using all of their retirement...

If you are dealing with overwhelming debt, you may be thinking about filing for bankruptcy. Chapter 7 bankruptcy is one of the most common types of consumer bankruptcy. It is a legal process that clears some or all debts that you owe. The core advantage of declaring...